Buy from Any Seller. Anywhere. In Seconds.
Scan, tap, or transfer — 3 ways to pay any seller, anywhere, in seconds. The simplest way to buy from anyone.
CBN-licensed PSP
Why GoTap?
Built around the things that matter — speed, safety, and clarity.
Speed
Buy from any seller in under 3 seconds. No cash, no waiting, no friction.
Security
Your money is protected with encryption, a personal PIN, and your biometrics — always.
Control
See exactly where your money goes with automatic spending insights. Finally, clarity.
Pay in 3 Steps
No learning curve. It just works.
Open GoTap
Launch the app and choose how you want to pay — scan, tap, or transfer.
Scan, Tap, or Transfer
Point at a QR code, touch phones together via NFC, or enter an account.
Done. Instant.
Payment confirms in under 3 seconds. Both sides get a real-time notification.
Everything You Need to Pay
Four powerful tools. One simple app.
Your AI Financial Assistant
Ask questions, get spending insights, and manage your money — all through natural conversation. GoTap PAL understands what you need and acts on it.
- ✓"How much did I spend on food this week?"
- ✓"Send 5k to Ada on Opay"
- ✓"Remind me when DSTV is due"
Frequently Asked Questions
Everything you need to know about GoTap.
GoTap is a mobile app that allows you to make fast, secure, contactless payments for everyday goods and services using just your smartphone. It's a digital wallet designed to replace the need for cash, making your daily transactions simple and safe.
It's easy! Just download the GoTap app from the Google Play Store or Apple App Store, sign up with your phone number, and complete the simple, secure verification process. Once your wallet is created, you can add funds and start making payments.
Absolutely. Your security is our top priority. All transactions are protected with bank-grade encryption. Your account is secured by your Login PIN, and every payment must be authorised by your unique Transaction PIN or your phone's biometrics (fingerprint or Face ID).
No, you do not need a bank account to create a GoTap wallet and receive money. However, to fund your wallet yourself, you will need to link a debit card or a bank account. Our goal is to provide a valuable service for everyone, including the unbanked.
You can fund your wallet in two main ways:
- Bank/Card Transfer: Securely link your debit card or bank account in the app to add funds instantly
- GoTap Agent: Visit any of our trusted GoTap Agents in your neighbourhood to deposit cash directly into your wallet.
- Funding your wallet is free.
- Paying a GoTap merchant is free.
- Sending money to another GoTap user is free for your first 5 transfers each month (and just ₦5 after that).
- A small, transparent fee applies only when you transfer money out of GoTap to an external bank account.
The Simplest Way to Get Started.
Buy from any seller, anywhere, in seconds. Or get paid by anyone, anywhere, in seconds. Download GoTap now.
CBN-licensed PSP